Insurance Guides & Education
Data-driven guides to help you understand your insurance coverage options.
Washington Medicare Supplement Insurance Guide: Medigap Plans, Costs & OIC Protections
Washington is one of the most consumer-friendly states in the country for Medicare Supplement (Medigap) insurance. State law requires community-rated premiums, grants year-round guaranteed issue switching rights, and limits pre-existing condition waiting periods to three months — all stronger than federal minimums.
Washington Life Insurance Guide: What Makes WA Different
Washington's community property law and state estate tax create life insurance planning considerations that don't exist in most other states. This guide explains what WA households need to know — from beneficiary coordination in a community property marriage to using an ILIT to keep life insurance proceeds out of Washington's taxable estate.
Best Homeowners Insurance Companies in Washington (2026)
Washington's file-and-use rate system and OIC complaint data give consumers objective tools to compare homeowners insurers. This guide ranks the largest carriers by market share and complaint ratios, highlights WA-native options like PEMCO and Mutual of Enumclaw, and notes which companies offer earthquake endorsements.