Compliance & Disclaimers
Coverage Classroom provides educational information only. This is not insurance advice, and we are not licensed insurance agents or brokers. Always consult with a qualified insurance professional before making coverage decisions. Information accuracy is maintained to the best of our ability, but insurance regulations and products change frequently.
What Coverage Classroom Is
Coverage Classroom is an insurance education platform. We publish guides, tools, and data-driven articles to help consumers understand insurance coverage types, state-specific requirements, and common coverage gaps. Our goal is to make insurance knowledge accessible so you can have informed conversations with licensed professionals.
What Coverage Classroom Is Not
We are not an insurance company, agency, or brokerage. We do not sell, solicit, or negotiate insurance policies. We do not provide personalized insurance advice. We do not recommend specific carriers, policies, or coverage amounts. Our Coverage Profile Builder identifies potential coverage gaps based on general scenarios — it does not replace consultation with a licensed insurance professional in your state.
Data Sourcing & Accuracy
Our content draws from state Department of Insurance websites, the National Association of Insurance Commissioners (NAIC), FEMA flood maps, and other public regulatory sources. We verify information regularly and include source citations, but insurance regulations, rates, and products change frequently. We cannot guarantee real-time accuracy. Always verify current requirements with your state insurance department or a licensed agent.
Editorial Independence
No insurance carrier, agency, or financial institution pays for content placement, editorial ranking, or favorable coverage on this site. Our educational content is produced independently. If and when we introduce advertising or affiliate relationships, we will clearly disclose those relationships on affected pages and on a dedicated Advertising Disclosure page.
Coverage Profile Builder
The Coverage Profile Builder is an educational tool that helps you identify types of insurance you may want to explore. It does not assess your individual risk, recommend specific policies or carriers, or provide insurance quotes. Results are based on general coverage patterns for your state and life situation. Your actual insurance needs depend on factors only a licensed professional can evaluate.
Data We Collect
We collect limited data to operate this site and improve your experience. This includes: quiz responses (stored locally on your device for 90 days), basic analytics via Google Analytics, session recordings via Microsoft Clarity (heatmaps and anonymized replay), and standard web tracking cookies. We do not sell your personal information. For full details, see our Privacy Policy.
Accessibility
We are committed to making Coverage Classroom accessible to all users. If you encounter accessibility barriers on this site, please contact us so we can address them. We aim to conform to WCAG 2.1 Level AA standards.
Contact
Questions about our compliance practices? Contact us at compliance@coverageclassroom.com.